Capitalism as we know it is having an identity crisis — and you're caught in the middle

1 week ago 18

Ben Franklin inside a crystal ball on top of a large stack of money

Getty Images; Tyler Le/BI

Ben Franklin inside a crystal ball on top of a large stack of money

Getty Images; Tyler Le/BI

By Debbie Strong

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2026-01-22T09:59:01.220Z

From Davos to Washington to America's high school classrooms, people are questioning the foundations of our economic system — and we at Business Insider are tracking what the fight over the future of capitalism means for your work, your wealth, and your world.

Polls show Americans' trust in capitalism is falling fast, as daily life has grown more expensive and less secure. Our own recent survey of readers found that people are worried their wages aren't keeping up with their expenses, that housing feels out of reach, and that the whole system seems shaky. Many employers are leaning even more heavily into a capitalistic approach, deemphasizing loyalty and tenure in favor of ruthless meritocracy. Meanwhile, the US government has taken a more hands-on role in the economy, becoming a shareholder in several companies and upending its place in the capitalist system.

As questions about the state of capitalism grow, leaders are pitching competing visions of the economy's future. President Trump told a room full of CEOs, executives, and media figures at Davos this week that the US is reshaping the rules to make sure the country comes out of this period of transition "bigger and better than before." Some are pushing for reform, like California governor Gavin Newsom, who called for a "rules-based, competitive" model at Davos. Others, like New York City's self-described socialist mayor Zohran Mamdani, want to rethink the system from the ground up — and have a lot of voters on board.

While capitalism's future hangs in the balance, Business Insider is digging in. We're exploring how and why the system is being reshaped — by government policy, by companies, and by you.

Tell us what you think about the future of capitalism. Test your own understanding. And stick with us as we track how this system is evolving in real time, and what it will look like next.

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Business Insider tells the stories you want to know about the world of business, technology, and finance

Business Insider tells the stories you want to know about the world of business, technology, and finance

Business Insider tells the stories you want to know about the world of business, technology, and finance

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